Spring 2009
Spring always brings to mind the thoughts of green grass, chirping birds and blooming flowers. However, there are some other things that come to mind that you don’t want to over look, like tornadoes, severe weather and flooding. Of course spring is the time for that extra deep cleaning. I’m sure you’ll get all those dust bunnies and winter accumulation cleaned out but this is also a great time to stop by the office so we can review your coverage’s. Maybe there are some new exposures that you have acquired since the last time we visited. We have some great new products and companies that offer some good discounts when we combine all your coverage’s together. We look forward to a great year and invite you by the office anytime.
Flood Insurance-Spring rains often bring flooding. You may or may not be in a flood prone area but either way your homeowner’s policy does not cover flood. In order to have any type of coverage for flood you must have a separate flood policy.
Many people find out too late that they are at risk for flooding and even worse, that their homeowners insurance doesn’t cover flood damage. Think it can’t happen to you? Assess your homes’ risk at FloodSmart.gov, the official site of the National Flood Insurance Program. Don’t take a chance with your most important investment. Flood insurance is more affordable than you may think.
Myth: Only residents of high-risk flood zones need to insure their property.
Fact: Even if you live in an area that is not flood prone. It is advisable to have flood insurance. Preferred risk policies are designed for residential properties located in low-to-moderate risk flood zones.
Myth: You can’t buy flood insurance if your property has previously flooded.
Fact: It doesn’t matter how many times your home has been flooded. You are still eligible to purchased flood insurance provided that your community participates in the National Flood Insurance Program.
Win a Weather Radio-Keep your family safe and ahead of the storm. Invest in a weather radio so you are alerted when there is severe or potentially severe weather in the area. These are relatively inexpensive and could save a life. You can register for a weather radio by emailing us at kellerman@kellermaninsurance.com with Weather Radio in the subject line. We will draw for this on May 8. If you aren’t the lucky winner make sure and shop your local Holton retailers to purchase one of these! They are available at Jayhawk TV & Appliance.
The winner of our Weather Radio is Tiffany Ditzler.
Time to get the toys out!!
Get your Motor running-Are you ready to polish up your chrome and hear those pipes roar?? The weather will soon be right to get those motorcycles out of the garage and hit the highway. Before you do that make sure that you have current insurance. Allied and Foremost are competitive motorcycle markets that we can give you some very good coverages at a good price.
Are you a Happy Camper?—It will be time to get those campers and RV’s out and ready to head towards those lakes. Is this a purchase you plan on making this spring? Give us a call for a quote from Progressive or let us give you a review of your current coverage.
Row row row your boat to find some great insurance at Kellerman’s. If boating is your activity of choice with the warmer weather upon us, let us know.
Don’t forget those ATV’s---Maybe you are more adventurous and like to get on those ATV’s. We have a home for them also. Your liability under your home or farm owners may not go off premises with you so make sure you are protected.
