Contractors Insurance

Contractors know that winning bids is essential to being a successful builder. But, just as important is protecting yourself from unnecessary risk.

A job site accident could lead to a major financial loss for the uninsured contractor.

Protection for every budget or job

Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages.

Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

We understand you need to stay focused on work, and not the risks you face every day. Thats why we work with multiple carriers to offer you coverage choices at the most affordable price.

Insurance keeps working, even after the job is done

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed, is available in many policies. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

What types of contractors coverage is there?

The list of coverage areas that need to be addressed in your contractors insurance include:

  • Construction Materials
  • Property in transit
  • Workers Compensation 
  • Trucks and other commercial vehicles 
  • Bodily Injury and property damage liability

If your contractors insurance misses any of this protection, your job and your company could be at serious risk.

Do you need construction insurance?

Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for many trades, including:

  • Contractors Insurance
  • Carpenter Insurance
  • Plumber Insurance
  • Handyman Insurance
  • Electrician Insurance
  • Masonry Insurance
  • HVAC Insurance
  • Landscape Insurance 
  • Renovation Insurance
  • Welding Insurance
  • Artisan Insurance

What about the cost?

Understandably, price is always a concern for contractors. But, with a custom contractors insurance policy, you control what coverage you want to pay for, making it surprisingly affordable.

Why we're different

While insurance products may seem similar, they are vastly different, especially in the commercial insurance market. The lowest price may cost you in the end.

Since there is no such thing as a "one-size-fits-all" insurance policy, as independent insurance agents, we offer multiple companies to give you a choice.

Contact us today to learn more!