Fitness Center Insurance

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Fitness center insurance helps keep your business running smoothly.

Keep up with the pace of your business by getting fitness center insurance.

Get unique coverage for a unique business.

As a fitness center owner, your business relies the most on your staff and equipment, while prioritizing the safety of your customers. This is where insurance comes in, protecting the various risks your business faces on a regular basis with general business, commercial property, and liability coverage.

When waivers alone simply aren’t enough.

While most fitness centers and gyms get customers to sign waivers, that’s often not enough to protect you against lawsuits. And, even if such lawsuits fail, you may still face legal costs. That’s why you may want to consider fitness center insurance to help cover the specific risks of owning and operating a gym.

Real-world examples of the risks fitness centers face.

As with any business, accidents happen and things may go wrong. For example, you could be held liable for injuries caused by inadequately maintained equipment. You might face professional liability claims if a customer suffers a health emergency or injury and blames the advice your staff gave. You could even be sued by customers over problems with the goods you sell, such as nutritional supplements.


The business side of fitness centers.

Your fitness center policy should cover standard business insurance solutions like workers’ compensation, employment practice liability, and protection for your buildings and equipment. Like any business, there are certain coverages that are important to have so you can help safeguard your livelihood and your investment.

What does fitness center insurance cover?

A typical policy for fitness centers and gyms may include business, property, general liability, and professional liability insurance, with the ability to add more coverage options.

How much does fitness center insurance cost?

The price of your policy may vary depending on the size of your operations and your location, as well as how many employees and clients you have.

How to minimize risks on a daily basis.

There are many ways you can minimize risks at your fitness center or gym. For example, posting adequate warning signs about hazards when using the equipment, or adequately training staff to deal with emergencies and minimize damage can go a long way to emphasizing safety and avoiding costly mistakes and accidents.

Do you need fitness center insurance? Contact us to discuss the insurance needs of your fitness center or gym, and to go over your specific coverage options.

Why We're Different

While insurance products may seem similar, they are vastly different, especially in the commercial insurance market. The lowest price may cost you in the end.

Since there is no such thing as a one size fits all insurance policy as independent insurance agents, we offer multiple companies to give you choice.

Contact us today to learn more!