101 West 4th Street
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You have to ask yourself…
What would happen if a disaster struck your home tomorrow? Are you confident you’re properly covered for damages and total loss? Would you be required to pay some or all the repairs out of pocket?
These questions are crucial to address, because you can’t get insurance after a disaster strikes—and that can happen at anytime. More importantly, when you're facing a crisis, you’ll feel less pressure knowing that you have taken the time to be prepared.
Home insurance covers the hazards that most homeowners face—everything from fire to theft, to accidents on your property. When a covered loss occurs, you will file a claim with your insurance carrier and you are paid for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your home, or is injured somewhere on your property, you can be held responsible. Liability coverage is there to protect you.
Here are some coverages you may want to consider. You could also potentially need insurance to protect you from having to pay for:
When you see an independent insurance agent like us, you have the chance to explore your options for insurance, and protect the things that are most important to you.
There are many things about insuring a home that most consumers aren’t aware of. We are here to make sure you avoid potential problem areas, including:
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your homeowners insurance needs.
Contact us today to learn more about your options.